How to Get Cheap Rhode Island Auto Insurance Quotes by Brian Stevens

hode Islanders pay higher auto insurance premiums than the national average, however, you can get cheap Rhode Island auto insurance quotes if you plan ahead, shop around, and get all the discounts you qualify for.

Plan Ahead

When it comes time to buy a new car, insurance costs should be part of your decision-making process. Some cars simply cost a lot less to insure because they are loaded with safety features or have proven to be statistically safer. Other cars may cost more to insure because they are more attractive to thieves. Consider the cost of insurance before you buy a car so you can cheaper insurance rates.

Compare Insurance Costs

Insurance quotes can vary widely from one insurance company to another, so it pays to shop for the cheapest quote. This doesn't mean you have to visit or even call all the insurance agents in town - who has time for that? Instead, use insurance comparison websites to get fast and accurate quotes from multiple A-rated insurance companies.

An insurance comparison website lets you enter all your insurance information on a simple, easy-to-complete online form. Your information is then securely sent to insurance companies, which quickly respond by sending you auto insurance quotes. You'll then have several insurance quotes to choose from.

Get Your Discounts

Insurance companies offer a variety of discounts. These discounts can lower your insurance premium dramatically. Common discounts include:

* Good driver discount if you've had a good driving record for the last three years.

* Good student discount if you maintain a good grade average.

* Low mileage discount is you drive less than the norm.

* Security discount if you have a burglar alarm or anti-theft device.

* Multiple policy discount if you insure your home and auto with the same company.

* Multiple vehicle discount if you insure all your cars with the same company.

Ask your insurance agent how to qualify for these discounts and if there are any other discounts you qualify for.

By spending a little time and thought, you can find cheap Rhode Island auto insurance.

Visit http://www.LowerRateQuotes.com or click on the following link to get Rhode Island auto insurance quotes from top-rated companies and see how much you can save. You can get more auto insurance tips in their Articles section.

Austin Texas DWI Lawyer - How To Handle Your Violation by Earl Taylor

While you should never drive while intoxicated, in Austin or anywhere else, it also helps to know the rules. What exactly constitutes a Austin DWI violation? That is what we will discuss here. The Austin DWI laws are quite strict and as long as you know what they are, you can avoid a lot of serious problems.

An Austin DWI offense is regulated by the blood alcohol content. When a police officer stops you for suspicious driving, he is permitted to do a blood alcohol test on the driver of the car. This may be either a breath test or a blood test, but it is completely legal under Austin DWI law for the official to request it. If your blood alcohol concentration is over .08, the legal limit, you can be arrested. If you refuse to take the test, you will be assumed guilty, so it is worth doing the breath analysis in case you are actually below the limit.

While the blood alcohol content test is a legal Austin DWI method of testing potentially drunk drivers, police officers usually begin by administering a sobriety test. These are pretty standard all over the country, where you will be asked to touch your nose with alternating fingers, walk in a straight line and stand on one foot. Should you fail this, you will be given the blood alcohol test. If you fail the test, you will be arrested under Austin DWI law and taken in to the police station.

Austin DWI laws are quite specific and you should be very careful to avoid breaking them since you can be held in jail until your court date. Simply appointing a designated driver will solve all these problems on a good night out.

About the Author

Learn more about finding the best help for your Austin Texas DWI Lawyer. Save time and money. Get your problem solved! Just visit: Austin DWI.

Jamie McMurray Captures First Cup Win in 166 Races ! - SCI July 9th Issue by Jason Harris

Next stop on the Nextel Cup Schedule is Chicagoland Speedway

Next week, the NASCAR Nextel Cup teams head will bring their tornado like speeds to the windy city of Chicago. Chicagoland Speedway is a young NASCAR track still coming into its own. NASCAR has been hosting Nextel Cup races at Chicagoland since 2001 with the hopes of capitalizing on the die-hard auto racing fans of the Midwest in the 3rd largest media market in the US. So far, the initial gamble has paid of.

Of all current drivers with 4 or more career starts at Chicagoland, Jimmie Johnson (average finish of 3rd) leads the pack.

Also expect the following drivers to do well next week:

Other drivers to note:

Kyle Busch - Average Finish 8th Kevin Harvick - Average Finish 9th Jeff Gordon - Average Finish 10th Brian Vickers - Average Finish 10th

Next Week's Schedule (all times Central):

Nextel Cup: @ Chicagoland Speedway 7/13/07 - 03:10pm NASCAR Nextel Cup USG SHEETROCK® 400 Qualifying 7/14/07 - 12:20pm NASCAR Nextel Cup USG SHEETROCK® 400 Practice 7/15/07 - 03:00pm NASCAR Nextel USG SHEETROCK® 400

Busch Series: @ Chicagoland Speedway 7/13/07 - 04:45pm NASCAR Busch Series USG DUROCK® 300 Practice 7/14/07 - 10:05am NASCAR Busch Series USG DUROCK® 300 Qualifying 7/14/07 - 02:00pm NASCAR Busch Series USG DUROCK® 300

Craftsman Truck Series: @ Kentucky Speedway 7/13/07 - 06:30pm NASCAR Busch Series NASCAR Craftsman Truck Series "Built Ford Tough 225 Presented by Greater Cincinnati Ford Dealers" Practice 7/14/07 - 04:00pm NASCAR Busch Series NASCAR Craftsman Truck Series "Built Ford Tough 225 Presented by Greater Cincinnati Ford Dealers" Qualifying 7/14/07 - 07:30pm NASCAR Busch Series NASCAR Craftsman Truck Series "Built Ford Tough 225 Presented by Greater Cincinnati Ford Dealers"

Jamie McMurray Captures First Cup Win in 166 Races

The ending to Saturday night's Pepsi 400 was nothing short of spectacular. With numerous lead changes over the final 10 laps of the race, it was only fitting that the race was decided by .005 seconds. .005 seconds in the NASCAR world translates to approximately 15 inches, and made the Pepsi 400 the second closest finish since NASCAR began electronic scoring in 1993. In those final seconds of the race, Jamie McMurray, with teammate Carl Edwards pushing, was able to edge out 15 inches in front of Kyle Busch to capture his first win at Daytona and only his second in Nextel Cup.

Despite having one of the strongest cars in the field, Jamie McMurray's win did not come easily. After being penalized on lap 31 for passing the leader Jeff Gordon below the yellow line, McMurray found himself at the rear of the pack. However, by lap 123 Jamie had worked his way back up into the top 10.

Speaking emotionally after the win, "Every driver out here that goes through that (a lengthy winless streak) knows how special this is. I started crying. I'm Like, 'What are you crying for?' You're happy, celebrating, happy for all the guys." If McMurray can Continue to excel in the 2nd half the season, this season my turn to be an emotional one as well. Jamie currently sits 50 points out of the 12th and final Qualifying spot for the Chase for the Championship.

No Love for Kyle Busch

While it's common knowledge that Kyle Busch is not the most beloved driver for NASCAR fans, it wasn't apparent until last night that Kyle receives no love from his teammates as well. After Hendrick Motorsports announced the release of Kyle Busch after the 2007 season in order to make way for Dale Earnhardt Jr in 2008, Kyle has complained of not receiving respect from his Hendrick teammates.

While I've grown deaf to the Busch brothers' complaints over the years, I admit that after watching the Pepsi 400, Kyle may vary well have a point. For much of the race, Kyle had the dominant car. However, a dominant car at Daytona, or Talladega for that matter, does not win you a race. Teammates win you races (just ask Jamie McMurray who was pushed to the checkered flag by Carl Edwards). Had Jeff Gordon actually jumped down to the bottom groove in the closing laps to push Kyle when he had the chance, Kyle would have won.

To date, no announcements have been made for Kyle regarding where he will race in 2008. Is there a team out there that can give Kyle the love he needs? Make no doubt about it, Kyle is a talent to be reckoned with. However, it seems the kid from Las Vegas needs time to mature emotionally before his current or future teammates fully embrace him.

Pepsi 400 at Daytona International Speedway Recap

This year's Pepsi 400 at Daytona International Speedway was a lesson on how good life is when you work well with your teammates and how things can quickly fall apart when you don't. Just ask teammates Jamie McMurray and Carl Edwards who worked together at the end to finish in 1st and 4th respectively. Or, you can ask teammates Tony Stewart and Denny Hamlin who worked against each other while battling for the lead early in the race and finished 38th and 43rd respectively.

While both Tony and Denny are practically locked into the Chase for the Championship (Denny currently sits in 2nd while Tony is in 7th) and were not seriously affected by their lack of cooperation, both Carl Edwards and Jamie McMurray had more to gain by cooperating. By winning the race, Jamie now sits 13th in points with only 50 points separating him from the 12th and final qualifying position for the Chase for the Championship. It only helps Carl Edwards and Matt Kenseth to have one more teammate qualified for the Chase.

Other drivers to note:

Dale Earnhardt Jr suffered major setbacks in the Pepsi 400. Once considered a ringer at restrictor plate races, Jr has since fallen from glory. After getting caught up in an early race wreck, Jr was never able to fully recover and finished in 36th. Jr now sits 12th in points with only 50 points separating him from 13th.

Tony Stewart was smoking his wheels at the Pepsi 400. Too bad it wasn't at the end of the race, however. Smoke found himself tangled up with teammate Denny Hamlin early in the race and finished in 38th position.

Jeff Gordon looked poised to gain yet another win in 2007 Saturday night. However, lacking a teammate in the end to push him to the front, Gordon finished in 5th. Jeff is still comfortably in 1st place in points.

Jimmie Johnson looked as strong as any other Hendrick car in the Pepsi 400. The reigning champ found himself mired back in the front unable to mount a charge to the front at the end of the race. Johnson finished in 10th place and now sits 4th in points.

About the Author

Articles are provided by http://www.everythingstockcar.com/ which is owned and operated by Everything Sports, Inc.

How to Get Low Cost Auto Insurance in Tampa Florida by Brian Stevens

Looking for low cost auto insurance in Tampa Florida? Want to know how to get the cheapest rate with a top company? Read on ...

Minimum Auto Insurance in Tampa Florida

The least amount of auto insurance you're required to carry in Tampa Florida is:

$10,000 bodily injury liability coverage for one person - This is the maximum amount your insurance will pay when you injure or kill someone in an auto accident. It also covers people driving your car with your permission.

$20,000 bodily injury liability coverage for everyone - This is the maximum amount your insurance will pay for everyone you injure or kill in an auto accident.

$10,000 property damage liability coverage - This is the maximum amount your insurance will pay when you damage someone else's vehicle in an auto accident. .

Personal Injury Protection - This coverage pays your medical expenses and your passengers medical expenses when you're involved in an accident. It also pays you and your family's medical expenses when you're injured in someone else's car or while walking.

These are the minimum amounts of insurance you need to carry in Tampa Florida, so if you want the cheapest insurance this is all you need to buy. However, you may also want to carry the following coverages:

Collision coverage - Pays for repairs to your car when it's involved in an accident with another vehicle no matter who was at fault.

Comprehensive coverage - Pays for repairs to your car caused by fire, theft, vandalism, and acts of nature.

To save money on collision and comprehensive coverage, increase your deductible to an amount you can afford to pay if you were to file a claim

Low Cost Auto Insurance in Tampa Florida

Premiums for the same insurance coverage can vary significantly from one company to the next, so in order to get the best rate on your auto insurance you need to compare rates from different companies. The easiest way to do this is to go to an online comparison website. There you can get rate quotes from A-rated companies and even get answers to your insurance questions from insurance experts.

Visit http://www.LowerRateQuotes.com or click on the following link to get low cost Tampa Florida auto insurance quotes from top-rated companies and see how much you can save. You can get more insurance tips in their Articles section.

About the Author

The author, Brian Stevens, is a former insurance agent and financial consultant who has written a number of articles on low cost auto insurance in Tampa Florida.

Get Cheap Car Insurance Online, Really! by Carley Swift

There are companies that will let you get cheap car insurance online. If you want to get cheap car insurance, then going online is arguably the best way to get it.

Do not do this blindly and simply get the cheap car insurance at the lowest rate with a company you have never heard of. No, you do not do this. But you find a company with the lowest rate and then do a bit of research on that company paying particularly close attention to their track record and ability to pay when you need them to perform for you.

This is the Age of immediate gratification and car insurance quotes are no exception to the rule. You can enter your information at your convenience online and when you are finished, click to submit and get competitive car insurance rates from one to several auto insurance companies. Different websites have different ways of starting the process of generating your quote, such as entering your zip code.

Some states will carry auto insurance for you and others will not. Each company will offer Different factors into the equation of your generating your quote. Depending on both state and website you might be given a list of providers who give you quotes.

Questions that you need to fill out in order to get your cheap car insurance quote are pretty straightforward and easy to answer. Of course there will be the general questions to answer such as your name, address, city, state, gender, age, and so on. The auto insurance companies will want to know about any traffic accidents, tickets, or other moving violations that you have incurred.

There will be more questions about other drivers besides yourself that live in your household and what their driving records are, etc.

Once you have entered all your information about you, other drivers in your home, your vehicle along with your choice of coverage such as liability, etc. And ZING, your quote for cheap car insurance will be generated instantly. It's that fast and easy.

About the Author

Quickly get cheap car insurance online from a popular auto insurance website that provides tips, advice and resources. by Carley Swift.