4 Reasons To Get An On Line Auto Insurance Quote

Whether you are looking for a new auto insurance plan, or just want to see what is out there, getting an on line auto insurance quote is a great idea. There are a variety of great places you can go online that will offer you free auto insurance quote with no hassle whatsoever. If you have not got your instant auto insurance quote, the following are four great reasons you need to give it a go.

Reason #1 - It's So Easy! - One of the best reasons that you should get an on line auto insurance quote is because it is so easy. No need to flip through your phone book looking for places to call or to spend your day on the phone trying to get a quote from a company. You can get your quote online without a bunch of hassle and it is so much easier than trying to call someone up. Online you can just simply enter your information and then get a great on auto insurance quote back.

Reason #2 - It Can Save You Big Money - Getting an instant auto insurance quote online can also save you a great deal of money. Often you will find that the quotes you get online are much cheaper than you could get anywhere offline. Many companies actually offer special online rates if you go online to get one of their auto insurance quotes.

Reason #3 - It's Totally Free - Another reason you should get your on line auto insurance quote is because it is totally free. There are a variety of places that you can find free auto insurance quotes, and you will have no obligation whatsoever when you get a free quote online. Since it is totally free, there is no reason not to find out how much money you could be saving on your auto insurance quote.

Reason #4 - It's Fast - Getting your auto insurance quote online is also very fast. You can get an instant auto insurance quote that will allow you to know how much you could save in just minutes. Why spend time waiting forever on hold with a company on the phone, when you can get an instant quote online.

If you need an auto insurance quote, and on line auto insurance quote is definitely the best way to go. They are easy, free, fast, and can save you hundreds of dollars on your car insurance. What are you waiting for? Your quote on car insurance is just a few seconds away.

Get a free instant auto insurance quote at http://www.auto-insurance-companies-free-quote.com.

Free auto insurance quotes at this popular website Auto Insurance Companies Free Quote.

Auto Insurance For The Digital Age - Online, On Demand by Madison Lockwood

The maturation of the Internet has turned it into a viable marketplace and no industry has benefited more than the auto insurance business. In May of 2006 alone, Yahoo saw almost four million searches on "car insurance." Three of the strongest insurance companies in the country do their selling primarily over the internet or telephone: Progressive, eSurance and Geico.

There are other highly popular sites on the web that provide multiple quotes from standard insurance companies, but do so without the benefit of an insurance agent. Those sites that provide quotes generally will turn the sales portion of the customer interaction over to the insurance provider that has been selected.

Exact numbers are hard to come by, but assembling a few fragments gives us a fair picture of the industry. According to Forrester Research, by 2004 30% of all Americans were using the Internet to research auto insurance. By 2005, 16% of the populace were not only doing their research on line but completing the auto insurance purchase as well.

The relatively low percentage of people completing online purchases compared with the amount of Internet research and the success of online companies highlights an important component of the business. It is still not terribly easy to complete and auto insurance buy online. Many people will do their research online and turn to the telephone to complete the process. Personal experience shows that the insurer has to do a quick search on your driving record before locking in rates, and that is something that is much more quickly accomplished in a real-time interview.

Every major insurance company has an online site that will offer up a quote. Some - still a minority - will close an insurance contract online. And between the Internet and the web, companies like Geico have leveraged themselves into the top 10 auto insurance sales companies. eSurance and others have the distinct advantage of holding their costs to website maintenance and operation of a quality phone center. They have no agent commissions to pay and no storefronts to support.

There are also some quality sites like http://Insurance.com that can provide quotes from multiple, well established insurance companies on demand. These sites build their traffic through web searches, using a large amount of content to achieve keyword responses, and purchasing online advertising as well. These sites tend to provide libraries of information about the industry, shopping trends and techniques and advice columns of various sorts. The insurance company sites provide supporting content as well, but the multiple bid sites need it to draw traffic and rely heavily on a well-developed, multidimensional site to bring in inquiries that result in referrals.

Geico and eSurance, on the other hand, spend a lot of money on television commercials. Geico has become so dominant in the field that their commercial buys can be seen on prime time TV shows that are very expensive for advertisers. eSurance has developed a ubiquitous presence with their cartoon avatar Erin, buying TV spots on less expensive shows but buying a lot of them.

There has been a tremendous amount of news reporting about auto insurance prices dropping recently. Much of it attributes the drop to fierce competition and low rates introduced by online providers. It is fair to say that online auto insurance is a major component of the market, even if the sales themselves are being completed offline in some fashion. Eventually, the sales tools will make the online purchase as simple as the rate research.

About the Author

Madison Lockwood is a customer relations associate, specializing in small business development, for Apollo Hosting. Apollo Hosting provides website hosting, ecommerce hosting, vps hosting, and web design services to a wide range of customers.

Saving Money With Geico Car Insurance Quotes

GEICO car insurance has long been only available to government agents. Now, by employing witty advertising campaigns and using a slogan that indicates you could save 15% by switching, they have become an exceedingly competitive car insurance company for the general public. Anyone who becomes qualified may receive GEICO's discount car insurance rates, and can start to share in other excellent discounts that they offer, such as:

Multi-car premium reduction Having air bags Lowjack trackers Kill switches Additional safety features Additional anti-theft devices

One of the many ways GEICO offers savings on car insurance is when you put more than one vehicle onto the same policy. Offering a multi-car discount helps save money off the amount of premium paid. More cost reduction on GEICO car insurance is available when the car you buy has additional safety and anti-theft devices. The final way GEICO has that leads to premiums costing less is when you join one of more than 250 organizations that have partnered with the car insurance company.

One quick way to lose money is by getting cheap auto insurance from an auto insurance company that can't come through for you when you need them the most. Consider the financial strength of insurance companies, always. GEICO Insurance is one of the largest insurers in the nation.

GEICO car insurance company has a 97% customer service satisfaction rate. They have their customer service lines open 24 hours a day 7 days a week with a great standing for paying claims quickly because GEICO is owned by the Berkshire-Hathaway group, which has assets worth over $15 billion.

To look at a competitive car insurance rate from GEICO just visit them online to fill out the form, or call and impart your information to an agent. For fast tips and advice before that, visit the following website http://www.auto-insurance-companies-free-quote.com.

How to Get Cheap Rhode Island Auto Insurance Quotes by Brian Stevens

hode Islanders pay higher auto insurance premiums than the national average, however, you can get cheap Rhode Island auto insurance quotes if you plan ahead, shop around, and get all the discounts you qualify for.

Plan Ahead

When it comes time to buy a new car, insurance costs should be part of your decision-making process. Some cars simply cost a lot less to insure because they are loaded with safety features or have proven to be statistically safer. Other cars may cost more to insure because they are more attractive to thieves. Consider the cost of insurance before you buy a car so you can cheaper insurance rates.

Compare Insurance Costs

Insurance quotes can vary widely from one insurance company to another, so it pays to shop for the cheapest quote. This doesn't mean you have to visit or even call all the insurance agents in town - who has time for that? Instead, use insurance comparison websites to get fast and accurate quotes from multiple A-rated insurance companies.

An insurance comparison website lets you enter all your insurance information on a simple, easy-to-complete online form. Your information is then securely sent to insurance companies, which quickly respond by sending you auto insurance quotes. You'll then have several insurance quotes to choose from.

Get Your Discounts

Insurance companies offer a variety of discounts. These discounts can lower your insurance premium dramatically. Common discounts include:

* Good driver discount if you've had a good driving record for the last three years.

* Good student discount if you maintain a good grade average.

* Low mileage discount is you drive less than the norm.

* Security discount if you have a burglar alarm or anti-theft device.

* Multiple policy discount if you insure your home and auto with the same company.

* Multiple vehicle discount if you insure all your cars with the same company.

Ask your insurance agent how to qualify for these discounts and if there are any other discounts you qualify for.

By spending a little time and thought, you can find cheap Rhode Island auto insurance.

Visit http://www.LowerRateQuotes.com or click on the following link to get Rhode Island auto insurance quotes from top-rated companies and see how much you can save. You can get more auto insurance tips in their Articles section.

Austin Texas DWI Lawyer - How To Handle Your Violation by Earl Taylor

While you should never drive while intoxicated, in Austin or anywhere else, it also helps to know the rules. What exactly constitutes a Austin DWI violation? That is what we will discuss here. The Austin DWI laws are quite strict and as long as you know what they are, you can avoid a lot of serious problems.

An Austin DWI offense is regulated by the blood alcohol content. When a police officer stops you for suspicious driving, he is permitted to do a blood alcohol test on the driver of the car. This may be either a breath test or a blood test, but it is completely legal under Austin DWI law for the official to request it. If your blood alcohol concentration is over .08, the legal limit, you can be arrested. If you refuse to take the test, you will be assumed guilty, so it is worth doing the breath analysis in case you are actually below the limit.

While the blood alcohol content test is a legal Austin DWI method of testing potentially drunk drivers, police officers usually begin by administering a sobriety test. These are pretty standard all over the country, where you will be asked to touch your nose with alternating fingers, walk in a straight line and stand on one foot. Should you fail this, you will be given the blood alcohol test. If you fail the test, you will be arrested under Austin DWI law and taken in to the police station.

Austin DWI laws are quite specific and you should be very careful to avoid breaking them since you can be held in jail until your court date. Simply appointing a designated driver will solve all these problems on a good night out.

About the Author

Learn more about finding the best help for your Austin Texas DWI Lawyer. Save time and money. Get your problem solved! Just visit: Austin DWI.

Jamie McMurray Captures First Cup Win in 166 Races ! - SCI July 9th Issue by Jason Harris

Next stop on the Nextel Cup Schedule is Chicagoland Speedway

Next week, the NASCAR Nextel Cup teams head will bring their tornado like speeds to the windy city of Chicago. Chicagoland Speedway is a young NASCAR track still coming into its own. NASCAR has been hosting Nextel Cup races at Chicagoland since 2001 with the hopes of capitalizing on the die-hard auto racing fans of the Midwest in the 3rd largest media market in the US. So far, the initial gamble has paid of.

Of all current drivers with 4 or more career starts at Chicagoland, Jimmie Johnson (average finish of 3rd) leads the pack.

Also expect the following drivers to do well next week:

Other drivers to note:

Kyle Busch - Average Finish 8th Kevin Harvick - Average Finish 9th Jeff Gordon - Average Finish 10th Brian Vickers - Average Finish 10th

Next Week's Schedule (all times Central):

Nextel Cup: @ Chicagoland Speedway 7/13/07 - 03:10pm NASCAR Nextel Cup USG SHEETROCK® 400 Qualifying 7/14/07 - 12:20pm NASCAR Nextel Cup USG SHEETROCK® 400 Practice 7/15/07 - 03:00pm NASCAR Nextel USG SHEETROCK® 400

Busch Series: @ Chicagoland Speedway 7/13/07 - 04:45pm NASCAR Busch Series USG DUROCK® 300 Practice 7/14/07 - 10:05am NASCAR Busch Series USG DUROCK® 300 Qualifying 7/14/07 - 02:00pm NASCAR Busch Series USG DUROCK® 300

Craftsman Truck Series: @ Kentucky Speedway 7/13/07 - 06:30pm NASCAR Busch Series NASCAR Craftsman Truck Series "Built Ford Tough 225 Presented by Greater Cincinnati Ford Dealers" Practice 7/14/07 - 04:00pm NASCAR Busch Series NASCAR Craftsman Truck Series "Built Ford Tough 225 Presented by Greater Cincinnati Ford Dealers" Qualifying 7/14/07 - 07:30pm NASCAR Busch Series NASCAR Craftsman Truck Series "Built Ford Tough 225 Presented by Greater Cincinnati Ford Dealers"

Jamie McMurray Captures First Cup Win in 166 Races

The ending to Saturday night's Pepsi 400 was nothing short of spectacular. With numerous lead changes over the final 10 laps of the race, it was only fitting that the race was decided by .005 seconds. .005 seconds in the NASCAR world translates to approximately 15 inches, and made the Pepsi 400 the second closest finish since NASCAR began electronic scoring in 1993. In those final seconds of the race, Jamie McMurray, with teammate Carl Edwards pushing, was able to edge out 15 inches in front of Kyle Busch to capture his first win at Daytona and only his second in Nextel Cup.

Despite having one of the strongest cars in the field, Jamie McMurray's win did not come easily. After being penalized on lap 31 for passing the leader Jeff Gordon below the yellow line, McMurray found himself at the rear of the pack. However, by lap 123 Jamie had worked his way back up into the top 10.

Speaking emotionally after the win, "Every driver out here that goes through that (a lengthy winless streak) knows how special this is. I started crying. I'm Like, 'What are you crying for?' You're happy, celebrating, happy for all the guys." If McMurray can Continue to excel in the 2nd half the season, this season my turn to be an emotional one as well. Jamie currently sits 50 points out of the 12th and final Qualifying spot for the Chase for the Championship.

No Love for Kyle Busch

While it's common knowledge that Kyle Busch is not the most beloved driver for NASCAR fans, it wasn't apparent until last night that Kyle receives no love from his teammates as well. After Hendrick Motorsports announced the release of Kyle Busch after the 2007 season in order to make way for Dale Earnhardt Jr in 2008, Kyle has complained of not receiving respect from his Hendrick teammates.

While I've grown deaf to the Busch brothers' complaints over the years, I admit that after watching the Pepsi 400, Kyle may vary well have a point. For much of the race, Kyle had the dominant car. However, a dominant car at Daytona, or Talladega for that matter, does not win you a race. Teammates win you races (just ask Jamie McMurray who was pushed to the checkered flag by Carl Edwards). Had Jeff Gordon actually jumped down to the bottom groove in the closing laps to push Kyle when he had the chance, Kyle would have won.

To date, no announcements have been made for Kyle regarding where he will race in 2008. Is there a team out there that can give Kyle the love he needs? Make no doubt about it, Kyle is a talent to be reckoned with. However, it seems the kid from Las Vegas needs time to mature emotionally before his current or future teammates fully embrace him.

Pepsi 400 at Daytona International Speedway Recap

This year's Pepsi 400 at Daytona International Speedway was a lesson on how good life is when you work well with your teammates and how things can quickly fall apart when you don't. Just ask teammates Jamie McMurray and Carl Edwards who worked together at the end to finish in 1st and 4th respectively. Or, you can ask teammates Tony Stewart and Denny Hamlin who worked against each other while battling for the lead early in the race and finished 38th and 43rd respectively.

While both Tony and Denny are practically locked into the Chase for the Championship (Denny currently sits in 2nd while Tony is in 7th) and were not seriously affected by their lack of cooperation, both Carl Edwards and Jamie McMurray had more to gain by cooperating. By winning the race, Jamie now sits 13th in points with only 50 points separating him from the 12th and final qualifying position for the Chase for the Championship. It only helps Carl Edwards and Matt Kenseth to have one more teammate qualified for the Chase.

Other drivers to note:

Dale Earnhardt Jr suffered major setbacks in the Pepsi 400. Once considered a ringer at restrictor plate races, Jr has since fallen from glory. After getting caught up in an early race wreck, Jr was never able to fully recover and finished in 36th. Jr now sits 12th in points with only 50 points separating him from 13th.

Tony Stewart was smoking his wheels at the Pepsi 400. Too bad it wasn't at the end of the race, however. Smoke found himself tangled up with teammate Denny Hamlin early in the race and finished in 38th position.

Jeff Gordon looked poised to gain yet another win in 2007 Saturday night. However, lacking a teammate in the end to push him to the front, Gordon finished in 5th. Jeff is still comfortably in 1st place in points.

Jimmie Johnson looked as strong as any other Hendrick car in the Pepsi 400. The reigning champ found himself mired back in the front unable to mount a charge to the front at the end of the race. Johnson finished in 10th place and now sits 4th in points.

About the Author

Articles are provided by http://www.everythingstockcar.com/ which is owned and operated by Everything Sports, Inc.

How to Get Low Cost Auto Insurance in Tampa Florida by Brian Stevens

Looking for low cost auto insurance in Tampa Florida? Want to know how to get the cheapest rate with a top company? Read on ...

Minimum Auto Insurance in Tampa Florida

The least amount of auto insurance you're required to carry in Tampa Florida is:

$10,000 bodily injury liability coverage for one person - This is the maximum amount your insurance will pay when you injure or kill someone in an auto accident. It also covers people driving your car with your permission.

$20,000 bodily injury liability coverage for everyone - This is the maximum amount your insurance will pay for everyone you injure or kill in an auto accident.

$10,000 property damage liability coverage - This is the maximum amount your insurance will pay when you damage someone else's vehicle in an auto accident. .

Personal Injury Protection - This coverage pays your medical expenses and your passengers medical expenses when you're involved in an accident. It also pays you and your family's medical expenses when you're injured in someone else's car or while walking.

These are the minimum amounts of insurance you need to carry in Tampa Florida, so if you want the cheapest insurance this is all you need to buy. However, you may also want to carry the following coverages:

Collision coverage - Pays for repairs to your car when it's involved in an accident with another vehicle no matter who was at fault.

Comprehensive coverage - Pays for repairs to your car caused by fire, theft, vandalism, and acts of nature.

To save money on collision and comprehensive coverage, increase your deductible to an amount you can afford to pay if you were to file a claim

Low Cost Auto Insurance in Tampa Florida

Premiums for the same insurance coverage can vary significantly from one company to the next, so in order to get the best rate on your auto insurance you need to compare rates from different companies. The easiest way to do this is to go to an online comparison website. There you can get rate quotes from A-rated companies and even get answers to your insurance questions from insurance experts.

Visit http://www.LowerRateQuotes.com or click on the following link to get low cost Tampa Florida auto insurance quotes from top-rated companies and see how much you can save. You can get more insurance tips in their Articles section.

About the Author

The author, Brian Stevens, is a former insurance agent and financial consultant who has written a number of articles on low cost auto insurance in Tampa Florida.